Category: uwzeagah

March 1, 2021 | |Post a Comment

first_imgFour Harvard Business School professors offer their early thoughts on prospects for the new Apple iPad, which the innovative company unveiled today (Jan. 27). Apple hopes that the iPad, which combines aspects of the cell phone, iPod, movie player, book, and computer, will dominate the market for freestanding, tablet-style electronic devices.To read the Harvard Business School story.last_img

January 1, 2021 | |Post a Comment

first_imgGovernor Peter Shumlin on Wednesday will take part in the Agency of Transportation’s ‘Safety Day’ events, which include a golf cart texting course, a vehicle rollover crash display, and more. Date: May 18, 2011Time: 1:30 p.m. to 3 p.m.Location: The National Life campus; Montpelier The day will be filled with safety demonstrations, exhibits, information and presentations, reminding employees and the public that safety is integral VTrans’ mission, and also the responsibility of every individual to be informed and to stay ‘focused of safety.’  Initiated by Vtrans employees, and working in partnership with partner Agencies from the Governor’s Highway Safety program to Department of Public Safety, the day will feature demonstrations throughout the National Life campus, as well as activities to education and inform, including: Golf Cart Texting Course:  On the top deck of the parking garage (the end nearest the building) will be an obstacle course set up for drivers to navigate utilizing a golf cart.  Drivers will navigate the course both with, and without, trying to text a predetermined message on their cell phone.  This course has been successfully used throughout the state in recent years and is intended to demonstrate the dangers associated with texting while driving.  The course will be available all day, but is weather dependant. Driving Simulator:  The VT Police Academy will be providing the driving simulator used by the academy to train law enforcement officials in various types of real life driving scenarios.  The simulator is housed in a trailer which will be available for you to participate in (or just observe) on the top deck of the garage. Rollover Display:  The Rollover is a real life simulation of a vehicle in a rollover crash.  It is a reminder of the tragic outcome that is often realized when a passenger in an automobile is unbuckled during a crash.  Members of the law enforcement community will be with us throughout the day to provide this demonstration.  The demonstration will be located on the top deck of the parking garage, and is weather dependant. Car Seat Safety Check:  We are pleased that several child car seat specialists will be joining us to inspect child car seats and their installation.  There will be a table with information set up in the North Lobby and the safety seat checks will take place on the top deck of the parking garage (the end farthest from the building).  The inspections will be on a first come first serve basis and it will be a ‘drive through’ model.  Simply drive up and park at the inspection station.  There will be enough space to accommodate 2 or 3 cars at a time. Motorcycle Safety:  The Department of Motor Vehicles will be here to discuss the ins and outs of motorcycle safety.  Their exhibit will be located on the top deck of the parking garage, and will be staffed throughout the day.  If the weather turns bad, this exhibit will be moved to the 4th floor of the parking garage. Fire Extinguisher Training:  The OPS Safety Section will be using a fire extinguisher simulator to offer training on how to use a fire extinguisher.  This training will benefit you in your home or in the office environment.  This training will be offered throughout the day on a first come first serve basis, and will be located on the top deck of the parking garage.  If the weather turns bad, this training will move to the 4th floor of the parking garage. Poisonous Plants:  The OPS Environmental Section will have an exhibit on the top deck of the parking garage to show and discuss different types of poisonous plants that you many encounter when working in the field.  They will be available to answer questions and offer advice.  If the weather turns bad, this exhibit will move to the 4th floor of the parking garage. Each year nearly 80 people are killed and several hundred people are severely injured in thousands of highway crashes throughout the state.  These crashes can be avoided.  Poor choices on the highway are the leading cause of crashes.last_img read more

December 31, 2020 | |Post a Comment

first_img FacebookTwitterLinkedInEmailPrint分享Associated Press:President Donald Trump tried to stop it from happening. The top Republican in the Senate, Mitch McConnell, did too.Despite their best efforts to make good on Trump’s campaign promise to save the beleaguered coal industry, including an eleventh-hour pressure campaign, the Tennessee Valley Authority power plant at Paradise burned its last load of coal last month.The plant’s closure — in a county that once mined more coal than any other in the nation — is emblematic of the industry’s decades long decline due to tougher environmental regulations, a major push toward renewable energy and a rise in the extraction of natural gas. The shuttering of businesses nationwide and a reduced need for energy amid the global coronavirus pandemic threatens to deal coal yet another devastating blow.When coal-burning plants close, coal mining loses its best customer. Since 2010, 500 coal-burning units, or boilers, at power plants have been shut down and nearly half the nation’s coal mines have closed. No U.S. energy company, big or small, is building a new coal-burning plant.Electric utilities are telling investors and customers that coal costs too much, mostly because of the money it costs to offset environmental effects, such as the release of carbon dioxide. Blackrock, the world’s largest asset manager, informed its clients in January that it would no longer invest in companies that get more than 25% of their revenue from burning coal.When the TVA announced it was shutting down the Paradise plant last year, Trump ally and then-Gov. Matt Bevin held a rally in the county, while Senate Majority Leader McConnell publicly urged the board to keep the unit open in his home state. Seemingly working in their favor was that four of the seven board members had been appointed by Trump. But even that wasn’t enough. The Paradise plant’s last coal-burning unit was closed by the Trump-majority board, because of a TVA staff recommendation that keeping the plant open didn’t make economic sense.[Dylan Lovan]More: Iconic plant’s end spells doom for struggling coal industry TVA burns last coal at 1,150MW Paradise plantlast_img read more

December 18, 2020 | |Post a Comment

first_imgDon’t let your prospective advisor ask all the questions. Be sure to bring some of your own.by: Lou CarlozoRemember the game “20 questions”? It’s no game at all if you’re hunting down the best financial advisor that your time, money and portfolio can buy. Yet the quest to find the right advisor is too often turned on its head, with potential clients considering themselves lucky to meet with an investment professional.Here, we list 20 questions the experts say you should ask before getting down to business with a new advisor.1. Can you tell me about your current relationship with your coach or mentor? For Lisa Margulies, branch manager and financial advisor with Regatta Capital Group in Los Angeles, this is “the opening question.” “I would listen carefully to the [answer] and gauge the financial advisor’s openness, honesty and vulnerability,” she says.2. How do you invest in yourself? This isn’t about the money, but rather the ongoing education. “Ask them how they stay current in their training,” says Reno Frazzitta, president of Secure My Funds in Clinton, Michigan. “If they don’t have an answer, it may be time to look elsewhere.” continue reading » 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

December 18, 2020 | |Post a Comment

first_imgIf you thought the last post was awful, this one is worse. We’re back to giving bad advice. This time, we’re talking choices, external link warnings, and, because it’s my top pet-peeve, passwords again!More Options Is Always Better“Enjoy checking…with choice! Find the account which matches your needs from our 5 different plans. They’re basically all the same, besides a 0.01% dividend. But who cares…options are essential!”I get the concept: By creating a solution for every possible need, you can appeal to any potential member. Thus, your membership potential isn’t any one category, it’s humans (and sometimes even that is stretched…why can’t your dog share in savings?). Now that I’m thinking about it, savings account for your pets is pretty cool. You could put away for their essentials, vet bills, unexpected challenges, and more. It’s like a savings goal but separated in a fun way. Ok, that one is excluded.Where was I? Oh, yes, choices. My business works primarily with the auto lending side of credit unions. In it, there is one main goal: Encourage the member to get pre-approved. However, people look for a car before a loan (unless they have no clue what they can afford/finance). As a result, many credit unions set up car-buying resources. They include calculators, lengthy PDF guides, and external company links. In many cases, they’re not even affiliated with those outside links! (Keep this in mind, it comes up later) What are you doing? Keep it simple! One link to do the fun “build/find a car” with a partner program (Disclosure: My company offers exactly this) and another to get pre-approved. Those outside company links? They often have their own financing programs. Bye bye loan (or ever knowing that member is looking to buy a car).You may have heard of the “Paradox of Choice”. Give someone too many options and they’ll never make any decision. In fact, new research shows that this isn’t 100% true (science doubts itself always, boys and girls). What they found was that better options are better. More options for the sake of options makes people do one of two things: 1) Never decide and do nothing or 2) Decide based on meaningless factors (possibly because the important ones are hard to understand or not immediately obvious). If you must offer options, make sure they are equally good and clearly different.External Link Warnings Keep Members SafeA vestige of the World Wide Web’s “dark ages”, these are pop-up messages telling the browser that they are now leaving so-and-so’s website, and they cannot guarantee their safety, security, or that delivery will be in 30 minutes or less. You don’t need them. Many credit union legal teams claim they are mandated, but the only reference I’ve ever uncovered is a non-binding NCUA guidance from 2003. That’s Pi, or pre-iPhone. Weather widgets, local news scrollers, and other useless distractions were commonplace on most websites. Sure, if someone was clicking from their online banking to see what the latest news is in Anytown, USA, yeah, I’d want to ensure it was clear that site isn’t us.You’ve learned a lot since then.And if you’re that worried about where you are sending members, why send them there? (Remember the post Trusted Partners!) I’ve seen external link warnings on links to NCUA, loan applications, and more. You have legally-binding agreements with these partners or providers! It gives me the feeling these credit unions just said, “The world is a scary place. Let’s terrify our members, too. Oh, and make sure they never use our products.”Alright, your legal team insists the warnings are necessary. Can’t argue. Just make them friendlier! Instead of a long text field in legalese, create a bright-colored, concise text notice. “Hey, just so you know, this link goes to someone we work with. They’re great, but we have to let you know they might have different policies on privacy than us. Click here to continue or just wait 5 seconds and we’ll get you on your way!”Simple, friendly, and still accurate. Always remember your mission. You’re people serving people. The second you adopt the terminology people associate with “big banks”, you’re no different.So, instead of slapping warnings on every link, be diligent in working with people and companies who truly share your mission. Then you don’t need to warn anyone about anything. And, if it’s essential, be nice about it.Passwords With Symbols Are Most SecureWe covered this in passing last time. But since the focus was on changing passwords, I want to cover this independently. Your password doesn’t need to go to the gym. And no, your password doesn’t even lift, bro.Password strength is determined by how hard it is for a computer to figure it out, strictly by guessing. And you know the easiest way to make it really hard? Length. Not symbols. Not using aLterNatinG cases. Not replacing 13tt3rs with numbers. Sheer length. Here’s that amazing xkcd comic to explain why, once again.If my password was “GoshIneverrememberpasswordsnomatterwhattheyare”, I can guarantee you, no computer in existence today will ever crack it. Yet you’ve already memorized it.Many recent password leaks have had passwords figured out because the security they used was garbage. I can’t help you there. Insist their system gets an outside security audit regularly, and, if they’re responsive, ask if they’re using salted password hashes. If they aren’t, don’t give them your information.With good security and strong passwords (ie. long ones), you can enjoy the convenience of online services with little worry of your information being compromised.I never want to see those, “Your password must include 6 symbols, 2 emoji, 3 different cases, and one name of your favorite pet” prompts again!And that’s just a bit more bad advice. 40SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Joe Winn What do you get when you mix auto loan programs with a desire to help others? Well, approaches that make a difference, of course. So what do you get when … Web: credituniongeek.com Detailslast_img read more

October 19, 2020 | |Post a Comment

first_img“Every fundraising campaign has different targets to reach. The #SalingJaga community movement, for example, has managed to raise over Rp 1.2 billion of its Rp 2 billion target,” Fara told The Jakarta Post on Monday. Topics : As many Indonesians have had to make peace with the disconcerting reality of self-quarantining to curb the spread of the novel coronavirus disease CIVID-19, members of the public have taken to digital crowdfunding to raise funds for various stakeholders involved in the mitigation of the global pandemic.Crowdfunding platform Kitabisa has seen a surge in fundraising campaigns for COVID-19 mitigation since early this month, said Kitabisa spokesperson Fara Devara.As of Monday, the site had recorded a total of 513 such campaigns initiated by public figures, NGOs and members of the general public, with total donations amounting to Rp 24 billion (US$1.4 million), she said. Fara referred to a popular campaign on Kitabisa that aims to provide financial support to those who are affected by or are particularly vulnerable to the direct and indirect impacts of COVID-19 at a neighborhood level. The campaign especially aims to raise funds for informal workers “who don’t have the privilege of working from home”, such as app-based motorcycle taxi drivers, peddlers and traditional market vendors, as well as poor families.The funds they raise will be used to purchase, among other things, staple foods, masks, hand sanitizers and other protective equipment, according to the information on the campaign page. Fara went on to say that a number of campaigns had been successful in meeting their targets, while several others had surpassed them.“A fan club of the national soccer team has raised Rp 104 million, surpassing its original target of Rp 100 million,” Fara said. Digital crowdfunding seems to appeal to millennials – often comically stereotyped as a generation of apathetic individuals – as they have been among the most prominent fundraisers on the platform amid the COVID-19 pandemic.A campaign titled “Millennials Unite to Help COVID-19 Health Workers” kick-started by Syafi Djohan had raised nearly half of its Rp 100 million target as of Monday afternoon.Read also: COVID-19: Inadequate medical supplies take toll on lives of Indonesian medical workersFara went on to say that some funds collected through Kitabisa would be used to purchase medical supplies, including protective health gear, and food items that would then be distributed to designated referral centers for COVID-19 and health facilities across the country.Meanwhile, other portions of the funds would be distributed to low-income families, as well as workers in the informal sector who have experienced financial difficulties due to the health emergency. The funds would be distributed through local communities and NGOs, she said.A portion of the donation would also be used to support the sterilization of public spaces, such as houses of worship.“All funds will be distributed under direct supervision from Kitabisa,” Fara said.The COVID-10 pandemic has put a massive strain on Indonesia’s healthcare system, with reports of inadequate medical supplies and the deaths of hospital workers as patient numbers continue to surge.As of Monday, Indonesia had recorded 579 confirmed COVID-19 cases and 49 fatalities.last_img read more

October 6, 2020 | |Post a Comment

first_img255 Chesterfield Drive, Bonogin.Magnificent mountain views combine with country appeal making the eight-bedroom house a tranquil escape. More from news02:37Purchasers snap up every residence in the $40 million Siarn Palm Beach North3 hours ago02:37International architect Desmond Brooks selling luxury beach villa23 hours agoMr Fleming said his family loved to entertain and had spent $300,000 on transforming the house into an entertainer’s delight. “We usually have 20 to 30 people over for dinner a few times a month so it was important for us to have the right space to be able to entertain,” he said. 255 Chesterfield Drive, Bonogin. 255 Chesterfield Drive, Bonogin.Mrs Fleming, a mother-of-two said she and her family spent most of their time in the pool.“We swim all year round, even our morning routine involves us having coffee in the outdoor area and the boys love riding their quad bike around the property,” Mrs Fleming said 255 Chesterfield Drive, Bonogin.The transformation included moving the kitchen from the front of the house to the back to connect seamlessly with the outdoor area. “We added in a servery window and opened the house up,” Mr Fleming said. 255 Chesterfield Drive, Bonogin.HOMEOWNERS Sandra and Regan Fleming describe their lifestyle as “outdoorsy” and it’s easy to see why.The couple said their beautiful Bonogin house allowed them to fully embrace the outdoors from the comfort of their home.last_img read more

September 29, 2020 | |Post a Comment

first_imgNBIM relied both on data about a company’s current performance and information about drivers of value that may be relevant for its long-term performance, they said.“In addition, companies also need to report more broadly on sustainability, as they have a wide set of stakeholders,” they said, adding that NBIM believed company boards should consider the broader environmental and social consequences of business operations and account for associated outcomes. “This information may in itself become financially material over time,” wrote Smith Ihenacho and Neervoort.Sustainability data currently published by companies was often incomplete and – or – not comparable, they said.“Significant gaps in disclosures include a lack of information to assess companies’ exposures to sustainability risks (such as information on supply chain, operations, assets or customers), incomplete disclosures on companies’ management and performance, in particular on social issues (e.g. human rights and corruption), and insufficient forward-looking information,” NBIM wrote.NBIM, which manages the NOK10.1trn (€958bn) Government Pension Fund Global (GPFG), has been vocal in its desire for better ESG corporate disclosure. In March, when it published its annual responsibility report outgoing chief executive officer Yngve Slyngstad said that the manager wanted more relevant and comparable reporting from companies.In February, NBIM responded to a paper by corporate governance organisation Eumedion on creating a non-financial reporting standard, arguing that instead of setting up a new, single standard-setter, it was important to build on existing sustainability standards.It cited the Sustainability Accounting Standards Board (SASB) and the Global Reporting Initiative (GRI) as standards that could be used – a point it reiterated in its reply to the consultation on the future of the NFRD, which ends on 11 June.In a webinar organised by the Principles for Responsible Investment earlier this week, Martin Spolc, head of unit for sustainable finance at the European Commission, indicated the Commission would have a legislative proposal for changes to the NFRD by the first quarter of 2021. The manager of Norway’s sovereign wealth fund has called on the European Union to make a clear distinction between financially-material sustainability information from companies and that which is not, in the new version of its Non-Financial Reporting Directive (NFRD). In its response to the consultation on the EU’s revision of the directive, Norges Bank Investment Management (NBIM) wrote: “Companies could be asked to integrate financially material sustainability information into their financial disclosures, such as annual reports, while information on sustainability issues which are not financially material could be disclosed through other channels.”In the letter, NBIM’s chief corporate governance officer Carine Smith Ihenacho and Séverine Neervoort, senior analyst, corporate governance at the subsidiary of the Norwegian central bank, wrote that they would welcome a clear distinction in the directive between sustainability information which was financially material – therefore relevant for investors – and information which was not financially material, but which was relevant to other stakeholders.“As an investor, we expect companies to provide information on social or environmental issues which are financially material to their business, as a starting point,” the pair wrote.last_img read more

September 28, 2020 | |Post a Comment

first_imgHeerema Marine Contractors (HMC) has been awarded an additional contract related to the Maersk Oil Tyra redevelopment project.Following the award of the transportation and installation contract for the processing & accommodation platform earlier this year that required the high-end lifting capacity of Sleipnir, Maersk Oil has awarded an additional contract to HMC for offshore lifting services in the Tyra East and West complexes related to the replacement of the wellhead and riser platform topsides.The scope of work comprises the removal, transportation and disposal of topsides, bridges and a jacket with a combined weight of around 17,000 mT. and the subsequent transportation and installation of various new topsides and bridges with a combined maximum weight of around 15,000 mT.The offshore operations are scheduled to be performed in 2020.“The scope of work under this contract represents a critical phase of the Maersk Oil Tyra redevelopment project and involves a number of delicate offshore lift operations. We appreciate the trust Maersk Oil has once again placed in HMC by awarding this work to us,” says chief commercial officer Harke Jan Meek.last_img read more

September 28, 2020 | |Post a Comment

first_imgU.S. oil major Chevron has awarded a contract to build a hull for the Anchor project in the U.S. Gulf of Mexico to South Korea’s Daewoo Shipbuilding & Marine Engineering (DSME).Anchor platform concept; Source: ChevronDSME will build the hull for the semi-submersible floating production unit for Chevron’s Anchor project. The contract award meant the end of a five-year drought in offshore platform orders for the yard.Chevron sanctioned the deepwater Anchor project last week, marking the industry’s first deepwater high-pressure development to achieve the FID.The Anchor field is located in the Green Canyon area, approximately 140 miles (225 km) off the coast of Louisiana, in water depths of approximately 5,000 feet.It will be developed with seven subsea wells connected to a semi-submersible floating production unit (FPU) with a capacity of 75,000 barrels of crude oil and 28 million cubic feet of gas per day. The first oil is expected in 2024.The initial development of the project will require an investment of approximately $5.7 billion. The total potentially recoverable oil-equivalent resources for Anchor are estimated to exceed 440 million barrels.The project will include the delivery of a new technology, which is capable of handling pressures of 20,000 psi.Chevron ordered a subsea production and multiphase boosting system for the Anchor field from Schlumberger’s OneSubsea, which will supply vertical monobore production trees and multiphase flowmeters rated up to 20,000 psi.Chevron is the operator of the Anchor discovery with a 62.86% interest and Total is its partner with a working interest of 37.14%Offshore Energy Today StaffSpotted a typo? Have something more to add to the story? Maybe a nice photo? Contact our editorial team via email. Also, if you’re interested in showcasing your company, product or technology on Offshore Energy Today, please contact us via our advertising form where you can also see our media kit.last_img read more